How Much Should I Spend On A Wedding Ring?

How much should I spend on a wedding ring? If you are a person who is going to get married, it is common to have this kind of question buzzing in your head. At first, when you imagine about buying the ring you might just think to get at the jewelry store and go with the one enchanting your eyes as well as fit with your finger.

However, choosing a wedding ring will not be that simple as you will find rings in various sizes as well as materials. Coming to the jewelry with no plan is not a wise thing to do. If you want to make sure that you are not spending too much money for your wedding ring, we will give you a little advice below.

Consider the Financial Situation You Have

If you wonder about ‘How much should I spend on a wedding ring?’, one clear factor you need to consider is indeed the condition of financial you are having at this current time. Think carefully about the income you and your couple have.

Consider about any budget you need to spend for other needs of your wedding. It does not stop on it only. Moreover, it is also important for you to plan the budget you need for your life after your marriage. The ring is indeed one essential thing in a wedding.

However, the more important thing is actually about how you and your couple lead the life after your wedding ceremony done. It will be a silly thing to do if you go with a luxurious wedding ring on your finger but end up in a life full of debt after that because you did not plan it well.

Go with Fraction of Carat Size

Proposing a girl with a ring made of diamond certainly, will make her heart melt of happiness and touch feeling. On the other hand, this kind of ring indeed will cost lots of money. If you still want to go with this kind of surprise but also want to go with more saving money, you can just choose a diamond ring with a fraction of carat size.

As suggested by Shannon Delaney, going with the diamond in undersize will be one beneficial thing to do. For example, a diamond in 0.97 carats is similar to diamond in 1.0 carat for the naked eye.

However, the first one cost much smaller amount of money.

Decide Based on Your Monthly Salary

The last factor can be used to decide how much should I spend on a wedding ring, is based on the monthly salary you receive. The advice of this factor range from one up to three months.

If you are a person, who is free of debt and has no worries about the continuance of your job, you can go with the wedding ring that cost three months of your salary. On the other hand, going with the wedding ring in just one month of salary will work as well if you have any more budgets to consider.

In between, choosing two months salary will give you good choice in your financial balance.

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